Disability Insurance That Protects Your Income
What happens if you can’t work due to illness or injury? Your income stops—but the bills don’t. Disability insurance ensures your paycheck continues, helping you maintain your lifestyle and meet obligations while you recover.
Who Needs Disability Insurance?
- Self-employed professionals
- High-income earners
- Business owners
- Families with a sole or primary income earner
Coverage Options We Offer
Short-Term Disability Insurance
Replaces a portion of your income for 3–6 months after an illness, accident, or surgery.
Long-Term Disability Insurance
Provides income for years—or even to retirement—if you're unable to work due to a chronic illness or serious injury.
Own-Occupation Coverage
Specialized coverage for professionals (doctors, dentists, chiropractors, etc.) that pays if you can’t perform your specific job duties—even if you can do other work.
Plan Benefits Include
- Monthly income replacement
- Optional inflation protection
- Return-to-work incentives
- Tax-advantaged policy structure
Protect Your Most Valuable Asset—Your Income
